Budgets that fit real life
Set a monthly target and split it into colour-coded categories like groceries, rent, and fun. Adjust this month without rewriting your past.
Personal budgeting, beautifully private.
Budget smarter.
Budget smarter.
Live better.
BearlyBudget brings your spending, savings, and net worth into one calm place. It is locked so tightly that not even we can peek inside.
- Free to get started
- No ads, no selling your data
Everything you need, nothing you don't.
A complete picture of your money, the moment you open the app.
Accounts synced automatically
Connect your banks, cards, and investment accounts so transactions show up on their own. No typing in every coffee and gas fill-up.
It learns your habits
Label a store once and every charge from it sorts itself, past and future. The more you use it, the less you have to do.
True net worth
Add your home, car, savings, and investments, subtract loans and mortgages, and see what you are really worth in one clear number.
A money helper that answers
Ask how you are doing this month, or whether you can afford something, and get a straight answer from your own numbers, instantly.
Insights at a glance
See spending trends, your savings rate, and top categories in clean charts that make the story obvious. No number-crunching required.
All in one calm app
Your money, at a glance.
Check spending, accounts, and progress in seconds. Every screen is designed to feel effortless.
The promise
Your numbers. Your lock. Your key.
BearlyBudget treats your financial life the way a bank vault treats gold, except you are the only one with the combination. In plain terms:
Sealed on your device
Everything is scrambled before it leaves your phone. The cloud only ever sees gibberish.
We can't read it
No employee, no server, no support agent can view your spending. Not now, not ever.
Only you hold the key
Your password and one-time recovery key are the only things that open the vault.
Nothing shared unless you choose
Export your own data whenever you like. It stays put until you say so.
Who it's for
Clarity without giving up your privacy.
First-time budgeters
A gentle, guided start that makes the whole thing feel doable, not overwhelming.
Detail lovers
Track every account, category, and asset, and watch your net worth take shape.
The privacy-minded
For people who refuse to hand their finances to a company that monetizes data.
Questions? We've got you.
Is BearlyBudget free to use?
Yes. Core budgeting, insights, and net worth tracking are free. Premium adds unlimited categories and advanced reports, with no hidden fees.
Is my financial data safe?
Absolutely. Everything is protected with bank-level 256-bit encryption, and we never sell your data. You are always in control.
What devices and languages does it support?
BearlyBudget works on iPhone, Android, and the web. Choose a light or dark theme, your own currency, and one of seven languages. A guided setup gets you going in minutes.
What happens if I forget my password?
A one-time recovery key you save at sign-up gets you back in. There is no email reset that someone else could abuse, so you keep total control with a safety net.
Can I track savings and net worth?
Of course. Add accounts, assets, and debts to see your full picture and watch your net worth grow over time.
Ready to take control
of your money?
Download BearlyBudget and start budgeting in minutes. It is free to get going.